Need Help with the American Dream?

Marsha Bursey-Ford has joined the Ideal Suburban Homes team as a Mortgage Facilitator. Marsha has experience in affordable mortgage loans. She has helped people qualify for the zero down programs, down payment assistance programs and no monthly PMI through the U.S.D.A. From the application to the closing, Marsha will handle all of the details and help you find competitive interest rates and affordable monthly investments. There are also programs that offer seller paid closing costs or pre-paid closing costs!

These are tough times. Layoffs, downsizing, salary cuts, unemployment and other economic factors have affected families all over Northeast Indiana. Marsha specializes in serving families in low to moderate income ranges. That range is between 50% and 120% of your area’s median income. The maximum income level varies by county, but generally, a family of four qualifies for most of our loan products if the gross income is less than $74,500 per year. Consultation fees are minimal and many times are covered through the partners and agencies that work with us.

Sometimes people are turned down for home loans. Sometimes it's a paperwork issues, sometimes it's more than that. If you have questions or concerns, or just need some assurance or a little more information, Marsha is here to help you. Email Marsha  today.

Home ownership Education

Bursey Consultants offers Home Education Classes. Mortgages and the mortgage approval process can be confusing. They will help you understand the ins and outs of the home loan process. Our classes will help you answer the following questions and more.

  • What are points and why should I care?
  • How do I create a household budget?
  • What is credit repair?
  • How long does it take to repair credit?
  • Do I need to worry about credit repair?
  • How can I consolidate my other debt?
  • What do I need to know about mortgages?
  • What should I look for when I shop for my home?
  • What can I expect at Closing?

Partners

  • You the Homebuyer
  • Mortgage Brokers
  • United States Department of Agriculture (U.S.D.A.)
  • Builders & Developers
  • Realtors & Brokers
  • Sellers
  • Title Companies
  • Employers
  • Landlords
  • Indiana Housing Community Development Authority (IHCDA)
  • Creditors

Loan Choices

  • U.S.D.A. Direct Loans (Farmer's Home)
  • U.S.D.A. Guaranteed Loans
  • F.H.A. Loans
  • V.A. Loans
  • Conventional Loans
  • Mortgage Credit Certificate (MCC)
  • Bond or First Home Plus Loan Program through Indiana Housing Community Development Authority (IHCDA)